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Methodology

How we calculate

Every figure on WorkCompMath comes from a state workers' compensation agency, a state statute or a federal agency. This page explains the formulas, where each state's numbers come from, and what our estimates cannot account for.

Weekly benefit (temporary total disability)

We convert the pay you enter to a weekly figure (hourly pay × hours, two-week pay ÷ 2, monthly pay × 12 ÷ 52, yearly pay ÷ 52) and apply your state's benefit rate. We then apply the state's maximum and minimum for the current period, including rules that pay low earners their full wage. State-specific rules we model:

  • Pennsylvania: 90% of wage, a flat amount equal to half the maximum, or 66 2/3%, depending on wage band.
  • Ohio: 72% for the first 12 weeks, then 66 2/3%.
  • Michigan: 80% of after-tax wages. You enter after-tax pay; we do not estimate taxes.

The total for a period sums week by week and removes the waiting period unless the disability is long enough for those days to be paid back.

Permanent disability and settlement value

The settlement calculator computes the statutory permanent partial disability award for a rating: weeks from the state's schedule or formula, multiplied by the state's weekly rate for that award, within its limits. It is the value the law assigns to a rating, not a forecast of a negotiated settlement, which can include future medical care and other factors.

What our estimates do not include

  • Your insurer's exact average weekly wage, which depends on your state's averaging period and what counts as wages.
  • Temporary partial disability, cost-of-living adjustments, dependency add-ons and permanent total disability.
  • Disputes over whether an injury is covered, apportionment to earlier injuries, credits and offsets.
  • Illinois' permanent partial weekly cap, which we could not confirm from the Commission for 2026. Illinois settlement estimates are shown without it.

Sources by state

Maximum weekly benefits were cross-checked against the Social Security Administration's chart of state maximums (POMS DI 52150.045, October 6, 2026) where the state agency page could not be loaded.

Florida

Maximum $1,358.00 a week, injuries from January 1 to December 31, 2026.

Georgia

Maximum $800.00 a week, injuries on or after July 1, 2023.

Illinois

Maximum $2,045.63 a week, injuries from July 15, 2026 to January 14, 2027.

Michigan

Maximum $1,201.00 a week, injuries from January 1 to December 31, 2026.

New York

Maximum $1,281.50 a week, injuries from July 1, 2026 to June 30, 2027.

North Carolina

Maximum $1,446.00 a week, injuries from January 1 to December 31, 2026.

Ohio

Maximum $1,281.00 a week, injuries from January 1 to December 31, 2026.

Pennsylvania

Maximum $1,394.00 a week, injuries from January 1 to December 31, 2026.

Updates

Most states change their maximums once a year, on January 1 or July 1; Illinois changes them every January 15 and July 15, and Texas every October 1. We recheck figures on those dates. Data last checked November 3, 2026. Report an error through our contact page.