How Florida calculates your weekly check
While your doctor keeps you off work, Florida pays temporary total disability (TTD) benefits of 66 2/3% of your average weekly wage. The result is limited to a weekly maximum and minimum that Florida resets on a fixed schedule. Your limits are the ones in effect on your date of injury.
- Maximum: $1,358.00 a week (injuries from January 1 to December 31, 2026).
- Minimum: $20.00 a week, or your actual wage if it is lower.
- Previous maximum: $1,295.00 for 2025 injuries.
- When the cap applies: an average weekly wage above $2,037.00 reaches the maximum.
Catastrophic injuries such as the loss of an arm, leg, hand or foot, paralysis or blindness in both eyes are paid at 80% of the average weekly wage for up to 6 months from the accident.
The maximum is 100% of the statewide average weekly wage and is fixed by the calendar year of the injury.
| Average weekly wage | Weekly benefit | Share of wage | Note |
|---|---|---|---|
| $600 | $400.00 | 67% | Standard rate |
| $1,000 | $666.67 | 67% | Standard rate |
| $1,500 | $1,000.00 | 67% | Standard rate |
| $2,200 | $1,358.00 | 62% | Capped at maximum |
Waiting period
No pay for the first 7 days. If you are disabled more than 21 days, those days are paid back. The waiting period applies to wage benefits only; medical treatment is covered from the first day.
How long benefits last
Temporary total and temporary partial benefits share a combined limit of 104 weeks.
Permanent disability and settlements
Florida does not use a body-part schedule. After maximum medical improvement, a doctor assigns a whole-body impairment rating, and you receive impairment income benefits for a number of weeks that grows faster at higher ratings. They are paid every two weeks at 75% of your temporary total benefit, cut in half for any week you earn at least your pre-injury wage.
Example: A 10% whole-body rating is 20 weeks. At a $1,000 weekly wage the rate is $500.00 a week, for a statutory value of about $10,000.