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Workers' comp weekly benefit calculator

Estimate the temporary total disability check you receive while you are off work. Choose your state and enter your pay; the calculator applies that state's benefit rate and its 2026 weekly maximum and minimum.

Checked against official sources November 3, 2026How we calculate

Weekly benefit calculator

Your gross pay before the injury
Use your average before the injury, including overtime. Most states average the 13 to 52 weeks before you were hurt.
Used only for the total. Your doctor's work status decides the real number.
Estimated weekly check
$667/week

66 2/3% of your average weekly wage

Average weekly wage
$1,000.00
Benefit rate
66 2/3% of your average weekly wage
State maximum
$1,358.00
Waiting period
7 days
Estimated total for the period
-

Injuries from January 1 to December 31, 2026. Source: Florida Division of Workers' Compensation.

Covers temporary total disability. For a permanent injury, use the settlement calculator.

How the calculation works

  1. Average weekly wage. Your gross pay before the injury, converted to a weekly figure. Each state defines the averaging period in its statute.
  2. Benefit rate. Usually 66 2/3% of that wage. Michigan pays 80% of after-tax wages; Ohio pays 72% for the first 12 weeks; Pennsylvania pays 90% or a flat amount to lower earners.
  3. Weekly maximum and minimum. Set by the state and fixed by your date of injury. High earners hit the maximum quickly.
  4. Waiting period. The first 3 to 7 days are unpaid at first, and repaid if the disability lasts long enough.

Among the states we cover, the 2026 weekly maximum ranges from $800.00 to $2,045.63. See the full list on workers' comp rates by state.

Calculators by state

Frequently asked questions

How is the workers comp weekly benefit calculated?

Most states multiply your average weekly wage before the injury by a benefit rate, usually 66 2/3%, then apply the state's weekly maximum and minimum for your date of injury. Michigan uses 80% of after-tax wages, and Ohio pays a higher rate for the first 12 weeks.

What counts as my average weekly wage?

Gross earnings before the injury, averaged over a period your state sets in law, often the 13, 26, 39 or 52 weeks before you were hurt. Overtime and pay from a second job may count, depending on the state. The insurer's figure comes from payroll records, so check it against your pay stubs.

Does workers comp pay my full salary?

No. Wage benefits replace part of your pay, usually about two-thirds of gross wages, up to a weekly maximum. Because workers' comp is generally not subject to federal income tax, the check can come closer to your take-home pay than the percentage suggests.

Is the first week of workers comp paid?

Usually not at first. Every state we cover has a waiting period of 3 to 7 days, and most pay those days back if you stay off work long enough, for example 14 or 21 days. Medical care is covered from day one.