How New York calculates your weekly check
While your doctor keeps you off work, New York pays temporary total disability (TTD) benefits of 2/3 of your average weekly wage. The result is limited to a weekly maximum and minimum that New York resets on a fixed schedule. Your limits are the ones in effect on your date of injury.
- Maximum: $1,281.50 a week (injuries from July 1, 2026 to June 30, 2027).
- Minimum: $384.45 a week, or your actual wage if it is lower.
- Previous maximum: $1,222.42 for injuries July 1, 2025 to June 30, 2026.
- When the cap applies: an average weekly wage above $1,922.25 reaches the maximum.
The minimum is one-fifth of the state average weekly wage, or your actual wage if that is lower.
Your rate is fixed by your date of injury and does not rise when new maximums are adopted.
| Average weekly wage | Weekly benefit | Share of wage | Note |
|---|---|---|---|
| $600 | $400.00 | 67% | Standard rate |
| $1,000 | $666.67 | 67% | Standard rate |
| $1,500 | $1,000.00 | 67% | Standard rate |
| $2,200 | $1,281.50 | 58% | Capped at maximum |
Waiting period
No pay for the first 7 days. If you are disabled more than 14 days, those days are paid back. The waiting period applies to wage benefits only; medical treatment is covered from the first day.
How long benefits last
No week limit while you are temporarily totally disabled. Temporary benefits paid beyond 130 weeks are credited against any later non-schedule permanent partial award.
Permanent disability and settlements
Injuries to an arm, leg, hand, foot, finger, toe, eye or hearing receive a schedule loss of use (SLU) award: the percentage loss of use times the weeks listed in Workers' Compensation Law section 15(3), paid at 2/3 of your wage up to the maximum. Back, neck and other non-schedule injuries are paid instead by loss of wage-earning capacity, for a maximum of 225 to 525 weeks.
Loss of the first phalange of a digit counts as half the digit; loss of more than one phalange counts as the whole digit.
Facial or head disfigurement awards are capped at $20,000.
Example: A 10% rating of the hand is 24.4 weeks. At a $1,000 weekly wage the rate is $666.67 a week, for a statutory value of about $16,267.
| Body part | Weeks | Example value |
|---|---|---|
| Arm | 312 | $20,800 (10%) |
| Leg | 288 | $19,200 (10%) |
| Hand | 244 | $16,267 (10%) |
| Foot | 205 | $13,667 (10%) |
| Eye | 160 | $10,667 (10%) |
| Thumb | 75 | $5,000 (10%) |
| Index (first) finger | 46 | $3,067 (10%) |
| Great toe | 38 | $2,533 (10%) |
| Second finger | 30 | $2,000 (10%) |
| Third finger | 25 | $1,667 (10%) |
| Toe other than the great toe | 16 | $1,067 (10%) |
| Fourth finger | 15 | $1,000 (10%) |
| Hearing, one ear (complete loss) | 60 | $4,000 (10%) |
| Hearing, both ears | 150 | $10,000 (10%) |