How Ohio calculates your weekly check
While your doctor keeps you off work, Ohio pays temporary total disability (TTD) benefits of 72% of your full weekly wage for 12 weeks, then 66 2/3% of your average weekly wage. The result is limited to a weekly maximum and minimum that Ohio resets on a fixed schedule. Your limits are the ones in effect on your date of injury.
- Maximum: $1,281.00 a week (injuries from January 1 to December 31, 2026).
- Minimum: $427.00 a week, or your actual wage if it is lower.
- Previous maximum: $1,231.00 for 2025 injuries.
The first 12 weeks are also capped at 100% of your net take-home pay.
If you receive Social Security retirement benefits, the 2026 maximum is $854.
If your wage is below the $427 minimum, BWC pays your full wage.
| Average weekly wage | Weekly benefit | Share of wage | Note |
|---|---|---|---|
| $600 | $432.00 | 72% | Standard rate |
| $1,000 | $720.00 | 72% | Standard rate |
| $1,500 | $1,080.00 | 72% | Standard rate |
| $2,200 | $1,281.00 | 58% | Capped at maximum |
Waiting period
No pay for the first 7 days. If disability lasts 2 weeks or more, those days are paid back. The waiting period applies to wage benefits only; medical treatment is covered from the first day.
How long benefits last
No fixed week limit. Benefits stop when you return to work, are released to your old job, are offered suitable work or reach maximum medical improvement. After 200 weeks BWC may order an exam to decide whether the disability has become permanent.
Permanent disability and settlements
Ohio has two permanent partial awards. A percentage of permanent partial disability (%PP) is that percentage of 200 weeks, paid at 66 2/3% of your average weekly wage but no more than $427 a week in 2026; you can apply 26 weeks after temporary benefits end. A scheduled loss award, for amputation or total loss of use of a listed body part, loss of sight or total loss of hearing, is paid at a flat $1,281 a week (2026) for the weeks in the schedule, whatever your wage.
A %PP rating of 90% or more is paid the full 200 weeks.
Serious facial or head disfigurement awards are capped at $10,000.
Example: A 10% rating of the percentage of permanent partial disability is 20 weeks. At a $1,000 weekly wage the rate is $427.00 a week, for a statutory value of about $8,540.
| Body part | Weeks | Example value |
|---|---|---|
| Percentage of permanent partial disability (%PP) | 200 | $8,540 (10%) |
| Arm | 225 | $288,225 (total loss) |
| Hand | 175 | $224,175 (total loss) |
| Thumb | 60 | $76,860 (total loss) |
| Index finger | 35 | $44,835 (total loss) |
| Middle finger | 30 | $38,430 (total loss) |
| Ring finger | 20 | $25,620 (total loss) |
| Little finger | 15 | $19,215 (total loss) |
| Leg | 200 | $256,200 (total loss) |
| Foot | 150 | $192,150 (total loss) |
| Great toe | 30 | $38,430 (total loss) |
| Each other toe | 10 | $12,810 (total loss) |
| Sight of one eye | 125 | $160,125 (total loss) |
| Hearing, one ear (total loss) | 25 | $32,025 (total loss) |
| Hearing, both ears (total loss) | 125 | $160,125 (total loss) |