How Arizona calculates your weekly check
While your doctor keeps you off work, Arizona pays temporary total disability (TTD) benefits of 66 2/3% of your average wage. The result is limited to a weekly maximum that Arizona resets on a fixed schedule. Your limits are the ones in effect on your date of injury.
- Maximum: $943.23 a week (injuries from January 1 to December 31, 2026).
- Previous maximum: $908.70 for 2025 injuries.
- When the cap applies: an average weekly wage above $1,414.85 reaches the maximum.
Arizona works in months: you receive 66 2/3% of your average monthly wage, and wages above $6,131.00 a month are not counted for 2026 injuries. The weekly maximum shown is the Social Security Administration's weekly conversion of that cap.
Workers with dependents receive an extra $100 a month, which this calculator does not include.
There is no minimum benefit. The monthly wage cap is $6,333.32 for injuries in 2027.
| Average weekly wage | Weekly benefit | Share of wage | Note |
|---|---|---|---|
| $600 | $400.00 | 67% | Standard rate |
| $1,000 | $666.67 | 67% | Standard rate |
| $1,500 | $943.23 | 63% | Capped at maximum |
| $2,200 | $943.23 | 43% | Capped at maximum |
Waiting period
No pay for the first 7 days; pay starts on day 8. If you lose earnings for 14 days or more, you are paid from the date of injury. The waiting period applies to wage benefits only; medical treatment is covered from the first day.
How long benefits last
No week limit. Paid until you return to work or your condition becomes medically stationary.
Permanent disability and settlements
Arizona pays scheduled injuries for a set number of months under A.R.S. 23-1044(B): 55% of your average monthly wage for a total loss, or 50% for the percentage of a partial loss. If the injury keeps you from returning to the job you had, the rate is 75%. Injuries off the schedule, such as the back, are paid at 55% of the drop in your monthly earning capacity.
The calculator converts months to weeks (months x 52 / 12) and applies the $6,131.00 monthly wage cap for 2026 injuries.
A scheduled award can be paid as a lump sum of up to $25,000 without the insurer's approval.
Example: A 10% rating of the hand, major is 5 months. At a $1,000 weekly wage the rate is $500.00 a week, for a statutory value of about $10,833.
| Body part | Months | Example value |
|---|---|---|
| Arm, major | 60 | $13,000 (10%) |
| Arm, minor | 50 | $10,833 (10%) |
| Hand, major | 50 | $10,833 (10%) |
| Hand, minor | 40 | $8,667 (10%) |
| Thumb | 15 | $3,250 (10%) |
| First (index) finger | 9 | $1,950 (10%) |
| Second finger | 7 | $1,517 (10%) |
| Third finger | 5 | $1,083 (10%) |
| Fourth (little) finger | 4 | $867 (10%) |
| Leg | 50 | $10,833 (10%) |
| Foot | 40 | $8,667 (10%) |
| Great toe | 7 | $1,517 (10%) |
| Each other toe | 2.5 | $542 (10%) |
| Sight of one eye (without removal) | 25 | $5,417 (10%) |
| Eye removed | 30 | $71,500 (total loss) |
| Hearing, one ear | 20 | $4,333 (10%) |
| Hearing, both ears | 60 | $13,000 (10%) |